Belleville: 618-234-9800 | Edwardsville: 618-656-2244 | ST. LOUIS: 314-421-2325

Practice Areas

Debt Resolution Services

Filing for bankruptcy is never an easy decision to make. MM&R is here to help you decide if bankruptcy is the right decision for you or your business. We are well-versed in representation of debtors in Chapter 7, 11, 12 and 13 bankruptcy cases.

Chapter 7 Bankruptcy

This is the most commonly filed form of bankruptcy among individuals. It provides for liquidation, essentially allowing the debtor to make a fresh start. The debtor’s nonexempt assets are collected and reduced to cash, which is then distributed to the creditors.


Chapter 11 Bankruptcy

This provides for reorganization, allowing the business debtor to keep its operations functioning and pay back its creditors over time through a court-approved plan.

Chapter 12 Bankruptcy

This chapter provides debt relief to family farmers, allowing them to restructure their finances and deal with foreclosure. The family farmer can continue to operate the farm while paying back his debt.


Chapter 13 Bankruptcy

This chapter is for consumer debtors who have a regular source of income, but currently are unable to pay his or her debts. Debtors propose a repayment plan to the court to repay creditors over three to five years.

If you or your business is facing financial distress, you have options to get your life and finances back on track. For each client, we personally examine his or her case and propose the best, most effective plan of action to get you or your business started on the road to financial recovery.

To speak with an experienced bankruptcy lawyer from Mathis, Marifian & Richter, Ltd., contact us today.


To discuss your legal needs, contact
the lawyers of Mathis, Marifian & Richter.

BELLEVILLE: 618-234-9800
EDWARDSVILLE: 618-656-2244
ST. LOUIS: 314-421-2325